Pondering Retirement

My brother, younger than me by a year retired last week under the “55 Year Rule”. He retired early, probably added years to his life as he had a job that was a daily burden. Maybe trading time for less of a payout?

His unexpected retirement got me to ponder, the math and the timeline of my eventual retirement. Next month I’ll be 59 1/2 and I could retire and start taking distributions from my 403K then in 2 1/2 years start social security. I am also a 10% disabled vet and get a little monthly check for that. I would be just fine if I went this route.

However, I’m at the peak of my earning power, and that means more money going into my 403K and every year I work is a year less that my 403K has to last. I’m still supporting my daughter for at least one more year, maybe two. I’m a “Systems Analyst” and I don’t mind going to work.

I have no infertilities, have not been sick in over three years, on zero meds and I am in peak physical condition. I am aging well and hope to live long and strong.

I would say that 62 would be the earliest that I would retire, mathematically 65 would be better.

Living in Italy a little north of Bari would be the dream. I envision that my retirement will be nothing like the life that proceeded it. Surely you don’t work hard all of your life for more of the same?

“I kept my head down for so long that I forgot what it feels like to stand up. It feels damm good!”

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s